Last year, I need to set my credit rating and I have to do it quickly. I have a very low credit score i.e. 523 points and can't get a loan or a gas card.
I'm not going to tell you a sad story of how I lost my job and everything is lost. It would not be the truth. The truth is that I was so careless with my expenses and the way I use my credit card. Even when I have money, I always take stuff in my credit card.
If you know something about a credit card, you know how easy it is to get a card after You establish yourself with some of the major credit card companies. Well, my ex and I started to ask for and accept all kinds of credit cards. At that time, we think we can manage a minimum payment each month. At first, he did not realize that, even if he thinks that the payout could be less than $20, she received some kind of Bill it each month and it accumulates quickly.
Before we know it, we have the credit card debt of nearly twenty-five thousand dollars. And let me tell you, it didn't take long to get that far in the hole with a credit card. Credit card companies are the ones who are very smart and they know how to play with our greed and our desires. You start receiving request "approval " by mail every month and finally finish it and you'll get a credit card.
My ex and I divorced a couple of years ago, and it took me a while to gather. But one of the things I never said is "my credit ruin my ex's". Trust me, it is a joint effort that destroyed our credit. I don't blame anyone but me for situations I face and I knew I had to do something to change my situation.
My Credit Union has a budget and credit management course, I pick it up and it helped me, but my credit rating is getting worse. Then, one day, I found this site how to build your credit score on how to improve your credit score in 37 days or less. This site says it can http://www.850creditscorefast.com help you improve your credit score with 135 points in 37 days or less and cost only $37.00.
I think it only cost $37.00 dollars, why not give it a try. In short, this program works for me and I can improve my credit score with 132 points. The best part for me is that I can eliminate so many late payments from my credit report. It was very helpful to me when I have a new job and I have to move to an apartment near my new job. I am nervous that people in the Department do a credit check and refused my request, but they said my credit is great.
I now have my improve your credit score credit rating and I can improve my credit rating, I would never fool with a credit card.